Mel Tappan Was Wrong

by M.D. Creekmore on October 15, 2009

Survival RetreatThe standard retreat advice put forth by Mel Tappan (1933–1980) and uncritically accepted and copied by others since has always been the retreat in Idaho, Montana or other western state, with log cabin, bunker underneath, barn, pasture and stream running through.
 
This wasn’t bad advice – if you could afford it – without debt and a mortgage. Being married to Nancy Mack Tappan – wealthy heiress to the Mac Truck fortune, Mal could afford whatever he wanted – but he failed to consider the plight of the poor survivalist working for minimum wage or living on a fixed income.

His advice wasn’t bad – just unobtainable by most. Undoubtedly; many readers of his books and columns came to the same conclusion, ultimately giving up altogether. Personally, I think he turned a lot of readers off to the concept of preparedness with his recommendations.

Implementing the advice given in his books Tappan on SurvivalTappan on Survival and Survival GunsSurvival Guns would cost the reader several hundred thousand dollars. An unreachable goal for all but the super wealthy or those willing to accumulate massive debt.

Going into debt is one of the worst things you can do – don’t think the bankers will “forgive” your liabilities during hard times. An economic collapse will not protect you from your financial obligations or eliminate your debt. If you owe money, the lender will expect payment on time and in full.

Become sick or unemployed, can’t make the payments, expect to find yourself on a street corner begging for handouts, living from a cardboard box.

If you owe the bankers, you don’t own the property. If you can’t make the payments the bankers will evict you – leaving you no better off than those who failed to prepare in the first place.

In this regard the travel trailer on “junk land” is better than the twenty acre retreat lost to foreclosure after collapse. It’s not a perfect solution, but for many it’s the only way to own a debt free home and the security that comes with it.

What do you think?

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{ 1 comment }

Rettzilla December 31, 2009 at 7:14 PM

M.D. good come back for anon 4:16. Great site. I stop by everyday. Thanks

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